Our current economic climate has resulted in a lot of uncertainty. Many people who were once financially stable may suddenly find themselves overwhelmed by debt. At Berger, Joyce & Collier Law, P.A., our Charlotte bankruptcy lawyers can help you explore your debt relief options. We will help you get on a path to a brighter financial future so you can get a new start on life.
If you are falling behind on bill payments or are in threat of foreclosure, we may be able to help. Contact our Charlotte debt relief attorneys online or call 704-553-7614 for a free consultation. Evening and weekend appointments are available upon request.
We Will Help You Protect Your Assets and Discharge Your Debt
There are two kinds of bankruptcy options for individuals, each with their own sets of rules and qualifications. Our North Carolina bankruptcy lawyers will work with you to determine which is the best option for your situation. We will review your financial history and let you know whether you may be eligible for:
- Chapter 7 Bankruptcy - This type of filing is also know as liquidation bankruptcy. It effectively discharges all of your outstanding debt which can help give you a fresh start to build a financially stable future.
- Chapter 13 Bankruptcy - This type of filing will reorganize your debt. Upon court approval, you will be placed on a three- to five-year affordable repayment plan. this type of plan can be invaluable if you have significant assets to protect.
Regardless of whether you qualify for either plan, it is important that you seek legal advice as soon as you find yourself facing any type of significant financial difficulty. We can help confront your problem head-on so you can avoid larger headaches further down the road.
Personal Bankruptcy Can Provide You With a New Start
Often, people may feel ashamed that they have excessive debt. The fact is, people find themselves confronted with unpaid bills for many reasons. You may have had a medical emergency that is not covered by insurance, or perhaps you have come through a financially bruising divorce. The attorneys at Berger, Joyce & Collier Law, P.A., view bankruptcy as a means of giving you a new start. We handle all of our cases without judgment. We will work with you to develop a plan that will allow you to rebuild your credit and preserve your most important assets.
Call for a Free Consultation With a Mecklenburg Chapter 7 Lawyer
We have years of experience helping people resolve their debt problems. Contact our Charlotte Chapter 13 attorneys online or call 704-553-7614 for a free consultation. We offer evening and weekend appointments when necessary.
We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy code.
